Program

This interactive adult education workshop focuses on foundational personal finance skills designed to help adults build financial stability and confidence. The session combines financial literacy education with hands-on learning, making it well suited for public library adult education, workforce development, and life-skills programming. Participants will explore the role of personal values and purpose in financial decision-making, then learn a simple, step-by-step framework for improving their financial situation without requiring prior financial knowledge. Core instructional topics include zero-based budgeting and the Debt Snowball Method, both taught using real-world examples and live demonstrations to support practical application. The workshop emphasizes actionable skills, including tracking income and expenses, allocating money intentionally, prioritizing financial goals, and creating a realistic plan to reduce debt. Time is included for participant questions, reflection, and identification of a clear next step, supporting adult learning best practices. This program is designed to be educational rather than advisory, with tools and resources participants can continue using independently after the session.